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Terrorism Risk Insurance Act

After 9/11, Congress passed TRIA, the terrorism risk insurance act. They did this after insurance companies paid out more than $40 billion in claims from 9/11 and reinsurers – the companies that backstop the insurance companies – withdrew from the market.  When the reinsurance market dried up, insurers stopped covering terrorism claims. The result of […]

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Is your small business safe from cyber attacks

In light of the recent cyber incidents, small and medium sized business owners should be looking at their cyber readiness and asking “Am I safe from cyber attacks?”. Unfortunately, for many businesses, the answer is no.  The Huffington Post wrote an article on the issue and I think that some of the points that they […]

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Why Healthcare Providers Need To Have An Effective Cyber Security Program

The Anchorage Community Mental Health Services (ACMHS) just agreed to pay a $150,000 fine after a 2012 breach of approximately 2,500 patients protected Health Information (PHI) due to malware on their healthcare software system according to Healthcare IT News. Apparently ACMHS had adopted the sample Security Rule policies in 2005 but didn’t bother to follow […]

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